Revolut reveals 2025 vision, with AI assistant, mortgages, and ATMs on the horizon 

Revolut reveals 2025 vision, with AI assistant, mortgages, and ATMs on the horizon 

Revolut celebrated 50 million Revolut customers and shared the company’s future product vision for 2025. 

The company is now focused on accelerating the roll out of innovative products and services to continue disrupting global financial services in its bid to become the world’s first truly global bank. 

AI 

Revolut announced its new AI-powered assistant to consumers. Revolut’s financial companion will adapt to customers’ needs and preferences in-app, guiding them towards smarter money habits, enhanced financial decision-making and streamlined admin.  

Mortgages 

As Revolut continues to shake up traditional financial service offerings, the company confirmed plans to launch its mortgage product in Lithuania followed by Ireland and France in 2025. The goal is to offer a fully digital mortgage product that is the fastest on the market, aiming to issue instant approval in principle and final offer in one business day subject to asset valuation and any necessary checks.  

ATMs 

Revolut will soon start rolling out branded ATMs – bringing these to Spain for use in early 2025. Revolut ATMs will dispense both cash and cards, and in the long-term accept cash deposits, with advanced security through facial recognition identity authentication.  

Revolut business 

In 2025, Revolut Business will bring its first business credit product to Europe and aims to offer one of the top business savings rates in all EU markets next year. Revolut Business also plans to help companies manage their restaurant and store operations with Revolut Kiosk, for which it is exploring biometric payments, and plans to continue to push its Revolut Pay offering with multiple payment methods including, in future, Buy Now Pay Later.